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$645,000
New Listing

21123 Rio Oro Drive
Cornelius, NC 28031

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
3
Full Baths
2,497
SqFt
$258
/SqFt
1983
Built
Subdivision:
Bahia Bay
County:
Mecklenburg
Call Now: 980-777-4440
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980-777-4440
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Mortgage Calculator

Monthly Payment (Est.)

$2,943
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

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Listing Snapshot
Price 
$645,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
2,497 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.494 Acres
Year Built 
1983
MLS® Number 
4387095
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
$6.25 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
12 hours agoListing first seen on site
12 hours agoListing updated with changes from the MLS®
General Features
Levels 
Two
Parking 
Driveway
Parking Spaces 
6
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Septic Tank
SqFt Above 
1954
SqFt Below 
543
SqFt Total 
2497
Zoning 
GR
Interior Features
Appliances 
DishwasherDisposalExhaust FanFreezerGas CooktopGas OvenMicrowaveOvenRefrigeratorSelf Cleaning OvenWasher/Dryer
Basement 
Storage SpaceWalk-Out Access
Cooling 
Ceiling Fan(s)Central AirDuctless
Flooring 
WoodBambooCarpetLaminateTileVinyl
Heating 
Central
Interior 
Breakfast BarBuilt-in FeaturesKitchen IslandOpen FloorplanPantryWalk-In Closet(s)
Laundry Features 
In BasementLower Level
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Exterior Features
Construction Details 
Stone Veneer
Exterior 
Boat SlipFire Pit
Fencing 
Partial
Lot Features 
PrivateSlopedWooded
Patio And Porch 
DeckPatioRear Porch
Roof 
Shingle
Waterfront Features 
Beach Access
Community Features
Association Dues 
75
HOA Fee Frequency 
Annually
Roads 
Concrete
Schools
School District
Unknown
Elementary School
Cornelius
Middle School
Bailey
High School
William Amos Hough
Listing courtesy of EXP Realty LLC Ballantyne 704-396-4100


Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {last_incremented_at}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. ©2026 Canopy MLS.

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Last checked - 2026-05-30 09:47 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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